>>105693101
This
For a long time, I was infatuated with doing a completely passive computer--including the PSU, but ended up realizing that having at least one single, low-RPM fan would drastically reduce temps.
You may have to spring for Noctua or BeQuiet fans, and/or get appropriate low-noise resistors, and put your computer anywhere but on your desk right next to your fucking head.
Coil whine sucks too, though, so try to get a quality PSU since it's usually the cheap ones that cause your graphics cards to squeal.