Thread 2815905

Is there any place you can retire to at 40 with just 55k€ in savings?

>>2815905 (OP)
Lmao maybe jail

>>2815908
There are shitholes you can buy a house for 10k, the problem is those places are not worth moving to. They're cheap but miserable, you can't even look at sea or latam, you have to look at war ridden countries and no one wants to move to somalia, zimbabwe or sudan.

>>2815905 (OP)
That's way too little. You need at least 200-250k for minimalistic retirement in SEA

>>2815905 (OP)
Bulgaria for you nigger.
You can buy a house for 10-20k in some podunk village, or small town. Assuming you're from Europe you probably can get healthcare(Albeit it will be mediocre and you'll have to travel for good doctors).Maybe maybe if you grow your own food you can make it spending 3-4k euro a year. But I don't see how the fuck would 55k last you till say 70

>>2815905 (OP)
How much is that in Lakhs?

no

>>2815917
Isn't Bulgaria the European country with the highest population shrinkage? Yes I'm a EUronigher. A 20k village home sounds good but having gypsies camp on your backyard, fly tipping to your woods or stealing your copper wiring not so much.

>>2815940
Gypsies at this point are better than the imported nigger garbage in western europe.

>>2815940
Then don't go in places with gypsies. Plenty of those around. Or do what we do. Beat the shit out of them.

>>2815944
>t. Never interacted with them
They are by far the worst group on the continent. They don't work, are dirty as fuck, steal everything that is not welded to the ground and reproduce like rats. No other minority is as bad as them(well except small hats running the union).

>>2815945
>Beat the shit out of them
Doubt.png
Last I checked around 20% of Bulgarians were gypsy scum and if they're a problem in small numbers can't image how big of a shitshow it is when they are that represented.

>>2815948
How do you think they know to stay in their ghettoes here ?

>>2815948
>>2815944
The gypsies near me have a shit ton of kids around ages 3-10 and they always have a beat down drag out brawl in the park near the apartment. It’s wild.

>>2815948
>steal everything that is not welded to the ground
Not even that will help you. Those gypsies started in germany to cut down gutters, remove entire train track sections or fucking power lines.

probably some shit hole in africa

God I'm so horny and this pic is really doing it.

I would pay my life savings to just roll up behind her, pull down those panties, get three or four pumps off, and just blow deep inside her. Then kill myself.

It would be worth it.

>>2815948
>>2815944
i fucked gypsy tutor in Budapest gypsy massage parlor at the top floor of some fancy building. Worst tutoring of my life, she just laid down like a fish, refused doggy and refused to get touched (am i am incel but i am not that ugly , some girls show interest to me before i open my mouth). Whole establishment was rather clean tho and their young girls are hot. Just that i got scammed and booked into 40years old gypsy (still much prettier than most white women her age desu)

you need super high yielding stock performance, so you're going to have to actively trade, but you can survive on intelligently made options income from a 60k starting point.

>>2816072
Pic rel and this post made my day

>>2815905 (OP)
You're not "retiring", you're just taking a break from wagecuckery to enjoy the fruits of your labor. Eventually, you'll have to return to the grind.

>>2815913
There are abandoned houses you can live in for free, kek. Beats paying some Third World hustler $10,000 for a worthless scrap of paper that nobody is going to respect.

>>2815940
If you are already old and the pension or social security or whatever is kicking in soon then yes it is possible to fuck off iwth $50k. With that much you can buy a decent house in any third world country.

>>2815905 (OP)
>retire with 55k euros

>>2816117
>With that much you can buy a decent house in any third world country
Only in a warzone or in bumfuck nowhere. You want to be close to a major city with semi-modern infraestructure in case you have a heart attack or something. Either way a house on any place with semi-decent infraestructure costs way more than $50k.

>>2816072
Me here fuck I'm still so horny and I keep zooming in on this ass. Please mods delete this image.

So how do you set yourself up for retirement as fast as possible in the current age?

>>2815905 (OP)
Yes

>>2816214
Buy Bitcoin.

FUCK I'M SO HORNY I NEED WHITE TENNIS PLAYER PUSSY AND I NEED IT NOW

>>2816244
Bitcoin in 2025? How is it NOT too late at this point

>>2816214
cybercrimen

>>2815983
>beat down drag out brawl
More details about this plz. Like whole gypsy gangs vs other gangs? Sounds fun to watch

>>2816279
Too late to get filthy rich from putting 55k in BTC, but it's probably got a 4-5x over the next cycle, which according to >>2815914 means OP might be able to consider SEA

Is that emma cucktini

>>2816279
>>2816292
BTC has an easy 10X still left in it. After that it will get harder.

The last week has been brutal, but take a look at the inflows over the last 18 months since the ETFs started trading -- just in terms of the ETFs, people have bought up almost 3X as much as is being produced by mining. That's not including the almost 5X as much as is being produced that has been getting purchased by corporate treasuries.

And practically everyone is in the green -- it's only down about 2% from the last month's average price, and is higher than any price from more than about two months ago -- the first time it ever hit $115K was in early July of this year.

You're no longer going to be able to retire off a ten dollar investment, but my guess is that $50K will probably turn into $500K in a decade.

t. retired on BTC

>>2816279
>how are you not too late
Because it’s not $10,000,000 per bitcoin yet.

>>2816306
I sold out of crypto in the crash of 2018, tell me something bad is going to happen again so I can get in

>>2816440
>tell me something bad is going to happen
It’s going to go up

>>2816189
There must be somewhere in the world still where you can build a homestead in a rural area. Nice places too like Ecuador. That would be a dream, raising a few animals, gardening, having a nice fat chola to cook you delicious beans and chorizos.

>>2815905 (OP)
no, you could with 200k-250k somewhere in SEA or Eastern Europe (Bulgaria/Romania/Moldova in the middle of buttfuck nowhere buying a house for 20k-30k while living with 600-800 eurodollars per month), but there are a lot of risks for both, in Europe there's a endless "migration" from south+Russia especially in the near future while in SEA rising sea levels + China
>>2816491
Russia or South America(Chile, Ecuador, Argentina) but in Russia the monkey man can drag you into a war, while in the South America you have the cartels, a lot of corrpution and USA can start something in the future

>>2816498
stop selling false promises to this man, you cannot do anything with 50k anywhere
moving to eastern europe or south america makes sense if we are talking about selling your 1mil cuck apartment in new york.
you can buy a whole farm or a very nice house and have leftover money to live.
but 50k is not enough money to even live in haiti mon ami

>>2816517
$200 per month rent is $2400 per year
Live at altitude in the tropics so you don't need heat or A/C
$100 per month on food is $1200 per year
$50 per month for cell data, clothes, that's $600 per year
You'll be able to last about a decade of barebones, do-nothing poorfag "retirement" before you have to go work some shitty seasonal job to re-up your leisure fund.

>>2816524
let's show the numbers
show me the rent listing for $200/mo and the food prices
show me where you can live with $350/mo

also for $50k, spending $350/mo, will last you only 12 years, assuming you could limit your spending to that unrealistic low level, that still means running out of savings. and living a life with no dining out, no luxuries, barely on a subsistence level, just on a shack staring at the ceiling waiting to die.

>>2816527
>on a shack staring at the ceiling waiting to die.
the idea is to get a chola

>>2816498
There's no cartels on Southern South America. There are drug dealers but not very organized, they are small time dealers, don't have AKs or any of that shit you see further north. Patagonia in fact is one of the safest destinations in the world with Japan-tier crime rates.

But it is not that cheap to live there, you need about $800 a month for a low-middle class lifestyle and upwards of $1500 to live nicely, similar to Eastern Europe.

>>2816498
There's no cartels on Southern South America. There are drug dealers but not very organized, they are small time dealers, don't have AKs or any of that shit you see in the countries further north. Patagonia in fact is one of the safest destinations in the world with Japan-tier crime rates.

But it is not that cheap to live there, you need about $800 a month for a low-middle class lifestyle and upwards of $1500 to live nicely, similar to Eastern Europe.

>>2816498
There's no cartels on Southern South America. There are drug dealers but not very organized, they are small time dealers, don't have AKs or any of that shit you see in the countries further north. Patagonia in fact is one of the safest destinations in the world with Japan-tier crime rates.

But it is not that cheap to live there, you need about $800 a month for a low-middle class lifestyle and upwards of $1500 to live nicely, similar to Eastern Europe.

Ecuador is probably cheaper, but I wouldn't want to live there.

>>2816563
>Patagonia in fact is one of the safest destinations in the world with Japan-tier crime rates.
How is it better than Alaska where they pay you thousands of dollars a year to live there from the oil royalties?

>>2816589
The climate is a bit better in summer.
Nobody is going to nuke it.
Your dollar goes a bit further. (But not that much)

I dunno I didn't make this thread.
In fact I'm just adding my voice to the choir pointing out that retiring with $50k anywhere decent or half-decent is delusional.

>>2816589
Winter weather in Alaska sucks, and it's nine months out of the year. Even in August it's still fucking cold.

The oil royalties don't come remotely close to making up for the insane prices of food and energy up there. You can start by doubling the cost of anything you want to purchase. You'll be lucky if you can find it for that. Everything has to be either flown in or floated in.

>>2816563
We have plenty of terrorism down south still.

>>2816771
That's mostly on the Chilean side and it's not a big deal, just a bunch of natives protesting occassionally. I would hardly call that "terrorism". Right-wing retard language.

>>2816761
>food
it's alaska. you can grab salmon out of the river with your bear hands. there is no shortage of food in alaska. a single moose will probably last you years

You need 400 to 600k invested in an index fund to be able to retire somewhere nice.

250k if you don't mind south america or SEA.

>>2816868
still too little money

you need $5m to retire in western europe or america.
$1m to retire in eastern europe or the nicer countries of SEA or south america
$650k maybe for a country like the philippines or ecuador

you can't do anything with $250k
retiring means not working ever again btw, and being able to live somewhat decently with money for medical emergencies, etc.
i'm not sure you guys are understanding the meaning of the word

>>2815905 (OP)
Retire by 40. Dead by 42.

>>2816874
>Those numbers
Americans are delusional.

>>2815905 (OP)
No.
Assuming average male lifespan of let's say 80 years that's 40 years. That's a 115 bucks per month.
Bare minimum I would say would be 500k in a cheap town in SEA, and even then you'd only have 1k a month, which is doable but not really fun at all.
1m would be more reasonable for 40 years of retirement but even then probably would be meh.

Either get more money or push early retirement to something more reasonable like 55

>>2816865
If you marry an inuit you can even hunt whales.

>>2816883
Healthcare costs skyrocket as you age.

So for $50k, the best options we have right now are shack up with a land whale inuit in Alaska, chewing on moose jerky through the winter, or eating the potatoes and occasional guinea pig with a chola in Peru.

>>2816944
Maybe India. Oh wait, you said "best" options, nvm.

btc marketcap will get flipped by eth marketcap
it will be the most hated rally

>>2816883
he isn't.
I'd say you actually need 10m to retire nowadays.

>>2817497
YOu never know how much time you have left so retire soon as you can. There's no point saving 10m only to croak two years into retirement from a heart attack, cancer or accident

>>2817503
This sounds humorous but it's very poignant, I've seen people absolutely slave for a 30 year old lifetime only to get sick and die within a year of freedom.

Not really, you could cheap out for 10 years or so in SEA but you'll want to be around 55 so you can claim your pension when that runs out.

>>2815905 (OP)
sniiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiffffffffffffffffff

You can try running an AirBNB in a vacation area, while keeping a room for yourself.
That way you should get enough income to keep yourself going, and you wont get totally bored with decades of staring at a TV.

Are you giving up a career to do this, or can you easily get a new job in a few years?

If I was in your situation, with no relationship attachments at age 40, I would just travel the world for 2-3 years, using 90-180 day visas.

Then return to waging with some easy to get Euro job. And keep doing that, where you work 2 years, travel 1 year.

Variety is the spice of life, so you'll die of boredom rotting alone in an apartment, unless you have hobbies or work or something.