Thread 2822213

I can work from 48 states (no New York or California) in the USA without my employer throwing a fit (it’s a bank so they actually track and audit this sort of thing).
How and where can I stay for long term in places around the USA on the cheap?

>>2822213 (OP)
>nomad
>still chained to a physical location

Have you been to the USA before? Why do you want to come here?

>>2822218
I already live in the US, but I’m 35 and I’ve only ever visited like 5 states. I want to see the rest of the country.

>>2822213 (OP)
Tennessee, Washington, or one of the other no income tax states. Give yourself a %10 raise this way.

Stay away from major cities, 30 mile radius minimum otherwise you are just in the bedroom community for that city and paying the same prices for everything. Ideally, you want a big town that’s between 50,000 & 100,000 people. Places that size are guaranteed to have a small “downtown” area where everyone congregates and gets lively enough on the weekend. That’s where you want to be because you can walk everywhere. Unless you want to go full hermit mode and have to drive 20 minutes to the grocery store, that’s the optimum.

t. Was a remote worker with the same constraints for 2 years.

>>2822221
>I want to see the rest of the country.

You get a South Dakota drivers license which makes that your home state of residence, aka no state income tax, then you buy a trailer and a starlink subscription and go wherever the fuck you want. This is literally what semi-retired boomers with passive income do.

Digital nomad, without doing a full relocation will basically end up in you losing more money than any "tax savings" you get. There are places in the midwest you can live for <500 on a studio or around 600 1br.

If you're doing DN to save money you're almost always going to come out on the losing end compared to relocating in the USA. Staying in a cheap place like San Antonio, buying in bulk from Walmart/Sam's Club, and cooking at home >>>>> trying to play the airbnb game around the world and specifically the USA. I mean unless you can always put down your parents address but not everyone has that option.

>>2822227
StarLink is a no, get a t mobile 5G internet connection for ~50/mo that you can take anywhere(basically). If you need a static IP it costs about $3 extra a month from a quick google, can't do any port forwarding for self-hosted VPN though.

>>2822229
SD lets you claim residency with one night of staying in the state and there are mail forwarding companies in SD that cater specifically to RV’ers and DNs that will give you a physical address and take care of your mail for a small fee.

And depending on how much you make, shaving off %10+ in state taxes is a huge deal.

>>2822232
>shaving off %10+ in state taxes is a huge deal.
Unless you're in CA, NY, HI, your state tax savings is probably not 10%. Sure it can be a fair bit but 10% is way too generous when it comes to tax calculations; always be conservative with your savings. Again rent, utilities, and so on will be far more than 10% on average. I moved from a state on the west coast to North Dakota, my CoL dropped ~70%, sure tax was good but the cost of electricity+rent+food far exceeded my tax earnings. Sure SD is nice, but TX arguably has better weather with no income tax and arguably more to do from November to April.

I would not trust the use random RV or addresses for an address over a PO box you turn in, because especially with a bank, you probably don't want your 1099/W2/1040/whatever going to some random who now has literally all your info to commit fraud on easy mode.

OP just needs to state what he wants to do:
A) See the USA and spend a bit of cash doing so to "digital nomad"
B) Go NEET mode and save up a bunch of cash for a year or two then go fuck off doing who knows what

Trying to do both is just going to end up fucking up and spending far more than you should. Even Extended Stay on month rentals are stupid expensive these days.

>>2822235
Dude a lot of the liberal states have a stated % tax rate but then they also tack on flat tax shit like “artist” tax or transportation tax or some shit. Portland, Seattle, and Boston are notorious for shit like that.

I don’t disagree with you that staying in one spot is cheaper, that’s a given, but if OP wants to roam, the way I described is the best way to do it.

>>2822240
I'm just trying to point out South Dakota isn't the only option for no state tax. FL exists too, it just depends what it comes down to. For comparison I looked heavily at South Dakota but went with Fargo ND, after speaking with some anons and was able to find a place for 525/mo. Cheapest I could find in SD that didn't look like a section 8 hell hole was 680/mo. I pay 2.5% state tax but make up for it in a decent enough 450 sqft place, also there is an Amtrak here that can take me right through Montana for some pretty comfy getaways. The Amtrak pass pretty neat for a lot of the smaller towns that basically have no cheap airport or way in barring a car rental.

>>2822244
I suggested SD only because you can get residency and a drivers license staying one night in a hotel then fuck off somewhere else.

>>2822247
You know... you don't need a driver's license in the state to claim the tax benefits of said state, right? Most HRIS platforms like ADP/WorkDay/Banks just take your word for it and will sometimes send you a letter in the mail to confirm it.

>>2822226
>>2822227
I’m in Arizona right now but it would still save me some money by relocating my permanent address. I’m going to look into this.
>>2822235
>OP just needs to state what he wants to do:
>A) See the USA and spend a bit of cash doing so to "digital nomad"
It’s more important for me to see the USA than to save money. I was just trying to see if there was a way to do it cheaply or cheaper.
I make good money now ($200k) and by comparison my current mortgage is $3000 a month.

>>2822249
Yeah, I know. But if you are bouncing around the US, some states are more Jewish than others wrt collecting their state taxes and if they even sniff that they could get something out of you, the documentation helps tell them to fuck off.

>>2822251
AZ to SD will be a 2.5% change at most in your taxes.
>mortgage
DO NOT MOVE YOUR ADDRESS if you actually are paying on a house you're going to FUCK UP any tax credits can claim on your mortgage and payments. There are ways around it but you'll probably need to pay a taxman to anvigate it meaning your savings are basically gone. HORRIBLE idea if you own/paying on a home.

If you're in AZ PHX is a good airport to jump around through 200k is a lot for AZ and even PHX. Unless you have specific people holding you down like a wife or kid, fix up the car and ride. Hell maybe buy that Frontier fly a bunch pass thingy they offer if you don't mind traveling light. Maybe get a roommate to keep an eye on things, so the crackheads over in south tempe or apache junk-tion don't come to squat during the upcoming cool months.

>>2822257
I’m planning on renting my home out because it’s appreciated too much for me to get away with selling without capital gains.
>Hell maybe buy that Frontier fly a bunch pass thingy they offer if you don't mind traveling light.
Minimalism is one of my autisms so I already travel with just an underseat bag when I fly anyway.
I had no idea this was a thing and I’ll look into this. This is pretty cool and just the sort of thing I was looking for.