>>717676671>So is it a bad idea for an individual to hold onto and build fiat savings at this juncture, or a good idea?>or should I keep number in account go bigger make brain feel good?It's an incredibly bad idea because your USD is constantly losing value.
Use this calculator if you don't understand it.
https://www.usinflationcalculator.com/
A $60.00 video game in 2015 would be $81.66 now. Over 10 years, you've lost $21. The more you accumulate and the more you save, the more you would've lost.
Now imagine saving your whole life, only to realize you've lost even more than just $21.
And prices are rising all the time, month to month.
Start preserving your wealth in assets. It's what all the wealthy people do and it even saves them on tax. BTC is a decent store of value, you could also buy precious metals like gold or silver.
If you keep money in the bank you're being reckless.