Did any of you became rich through your own effort, no family money or nepotism.
If yes then how did you do it?
Did you get a high paying job and worked for 10-20 years? Did you start your own bussines? Are you an athlete?
My last question is, do you think it can be achieved by others or are there any requirements limitation like for most obvious example you can't become athlete at 30 so you need to start young.

>>33433491 (OP)
Spend less than you earn. Invest it. The first million takes the longest.

>>33433525
Did you do it or are you just saying what you heard somewhere? Also, invest in what?

My experience is that whenever I saw or met a "rich" person. It was mostly because they knew someone to hook them up on some fruiting business to get a lot of money quickly, or their parents and previous ancestors made their fortune for generations to come so they can fuck around with the money. Never knew anyone to make money by being an athlete though, I have yet to see someone not fumbling the bag with their physical talent. I had a classmate who was STUPID good in soccer but he fucked up both his knees by playing with randos on the streets even though If he took it seriously I'm sure he'd be a signed player in the big leagues.

Thing is, it's mostly based on what family you're born in. If you're not born with a good talent to business or finances, you either work 5 or 6 days a week 12 hours like me, or just live off daddy's money. I see no in-between as a mere peasant.

>>33433533
>work 5 or 6 days a week 12 hours
I tried that once, 6 days a week, 8 hours on monday, tuesday, wednesday and thursdad. Friday off and 12 hours on saturday and sunday in other job. I got fired for being too slow and tired. I'm not build for working 2 jobs :/

>>33433531
no load index linked mutual funds

>>33433491 (OP)
>about 940 USD in image
definitely a rich one there.
just find other rich people on the internet and copy follow them.
is he wearing a showercap? stupid nigga

>>33433491 (OP)
If you haven't already made it by the age of 15, honestly it's better to just stick to a day job and invest into index funds. The people who truly go from nothing to riches are insanely gifted freaks.

Investments could work but dotcoms and crypto bubbles have passed as far as the best fast gains go, might have to wait for the next one, never be too sceptical if you find something. If you're tech smart startup exits are a fast track to minting millionaires and you don't even have to make anything too impressive, still very luck dependent but the payouts are massive if you pull it off. The next best thing is a business that scales and putting the money into safe investments, it will compound to great effect over time, if you're 20 you can be 8 figures by 40 if you play your cards right. Salaried jobs are from an old world and anybody still falling for that meme is woefully unaware of the world around them and where it's going. Good luck

>>33433491 (OP)
As someone whos father isnt rich but one small step below($170k, my mom doesnt work and has no high earning credentials so it doesnt go as far as you might think) I actually have the answer. there is no easy or fast mode other than sliding out of the right cunt. I can give you some pointers though since Ive met these people. Rich starts at $250k and you can earn that by
1.building a successful business
2.being a skilled professional such as an engineer and getting on the management track
3.being a doctor or lawyer who owns his own practice or is a highly skilled specialized one like an anesthesiologist or a surgeon. Brain surgeons make the most I believe.
4.making half that and finding a woman who also does and is content to live the dink lifestyle
All of these are brutally difficult but can be achieved without existing connections or generational wealth earned before 1950 when the economy was growing so fast and there was so much opportunity you could literally throw $20 at the wall and $200 would bounce back. The vast majority of rich people fall into one of these categories with management and doctors being the largest.

>>33434364
Unless you are making six figures you wont be able to invest enough to get the economy of scale needed to make it worth it

>>33434378
In a gold rush 4-5 figures is enough
Startups need 0 real capital except "who you know" and hitting the right niche
Businesses are supposed to keep scaling and you add to your investments yearly which makes a big difference over time
You can accomplish the same thing with a salary but that usually doesn't scale as well as a business and has inherent ceilings. Your goal with a business should be scaling and if you can't then yeah get a normal career, hence the emphasis on scaling

>>33434392
the "who you know" part is the problem since all the people capable of this are ivy league trustfund babies who are some of the most unpleasant bunch of cunts to be around you will ever meet in your life and would never want to go into business with a pleb anyway. Its almost impossible to larp as old money. theres also the fact that the odds of success are extremely slim while if you get qualified to be a doctor success is basically guaranteed when you find a job.

>>33434410
Yeah, but then you have to be a doctor. There is nothing remotely admirable about that lifestyle, nor the corruption involved.

>>33434419
Theres very few options available to pull this off if youre poor. It is what it is. Youve gotta pick a high earning career and if you really want to shoot for the moon go into business with the experience you gain. All you can do is take one for the team and set your kids up to be richer than you.

>>33434410
Well that's just it. Salaried jobs discriminate the least in that regard, which is why it's the safest option. But we live in a world where they are losing parity with cost of living each year, even the top tier ones. Hence the necessity for risk, never mind getting rich but just getting by in a standard city.

>>33434436
Those people have always been upper class and always will be. Above a certain threshold the cost of living applies less and less to you. $250k is that threshold. you can still buy a million dollar mansion on that outside of a few highly inflated housing markets. Simply because of scarcity they have a lot more bargaining power for wages. The top 20% beats inflation every year, so you need to get there. These jobs are the only way. its why Im in engineering school now. my father and grandfather were executives at my company so I have a family reputation and connections to get a management position.

>>33434464
The floor for the threshold goes up exponentially with each year. Your salaried job doesn't save you past a certain point. There will come a time in our lifetime the highest tier doctors and lawyers will be considered middle class at best. If you don't believe me look at the trends over the last 50 years.

20 years software engineer + half in VTSAX or VOO each month

>>33434378
$700 in a boring index fund each month will be half a million in 20 years. that's perfectly doable with a moderate income

>>33434500
The profession of software engineering is unlikely to last 5 more years.

>>33434500
>9%
>20 years
lol yeah good luck with that. enjoy your $500,000 toyota camry when youre 60.

>>33434276
or they are just lucky. who is to say you cant get lucky now

I'm on neetbux n get 700 a month, it's fucking dope, it's just enough to get by, I got everything I need, I feel like a rich man

By making experimental electronic music

>>33433491 (OP)
Everyone gets help from someone in society, so I’m not sure if I can be considered to have made it my own, but I did grow up in a lower middle class family.

My family immigrated here when I was young. I got good grades so I got some nice scholarships and my parents took out some loans to cover the remaining 25% of my tuition to a nice college.

When I got my first job out of college, I was making $25k doing computer programming. After 25 years in this career, I now make above $100k. I have comfortable house in a nice neighborhood and lease a nice luxury car every 3 years. I have savings and a retirement fund. My net worth is not quite $1 million yet, but it’s close.

I definitely think anyone can do it, but it helps a lot if you enjoy your work.

i think i can count as rich. i’ve been working for 15 years. i work a lot, never less than 40 hours. i have a college degree in computer science and have worked at successful companies that have given me small amounts of stock pre-ipo and then went public. my salary isn’t bad but my real money has come from stock. they say software is dead and ai will write it all but it made me rich

>>33433491 (OP)
I want to punch that guy in the mouth so badly

To misquote Charles Dickens (because English money has changed since his day)

Annual income $100,000, annual expenditure $99,999 - result: Happiness
Annual income $100,000, annual expenditure $100,001 - result: Misery

>>33433491 (OP)
Gold is a great inflation hedge, I would take 20% of what you have and convert it so you don't have to worry about other people's bad decisions eating up your money. Also, if you live somewhere like Canada or Australia that has a nationalized mint, you should buy gold coins from there, not bars. If you want to move your gold out of the country, a coin minted by an entity like, say, the RCM counts as currency. If you wanted to move an ounce of gold to say, Europe, would you rather pay a 25% departure tax on $5k worth of gold, or 25% of the face value of the gold coin itself (usually $50)?

Also, I'd advise you to invest in P2P debt. If I were you, I'd start by loaning out 80% of what you have and getting interest. Just like credit card companies, compounding interest can work in your favour. While index funds have 1-4% growth on average, lending can net you a 12-18% return if you have a decent lending platform. Having debt (as a creditor) in your portfolio counts as regular earned income, so you won't have to pay a capital gains tax on your earnings, and it primarily exists to supplement the regular income you'd get from working, except you'd get it in periodic principal + interest payments.

While you're at it, you could purchase some NFT's to reduce your nominal tax rate to 0% if you aren't already carrying forward capital losses. NFT's exist to exploit the same loophole that billionaires do concerning intangible assets and taxes. If Bill Gates donates a Picasso for $1 mil to one of his charities, he gets a tax receipt for that same amount. Similarly, When I buy a $30 NFT, "appreciate" it by $30, and donate it to the Salvation Army, I get a tax receipt for $60. That is literally the only reason why NFT's exist at all. That is their primary, overarching purpose. They are not investments. They're tax sheltering vehicles. When you use them as they were designed to be used, you get to benefit from it.

>>33433491 (OP)
>no family money or nepotism
kek
that statistically almost doesn't exist. the few and far exceptions that manage to do it are put in the forefront of our media because it serves the capitalist propaganda.
>work hard and you can do it too!
but in reality, when you work hard, your boss or shareholders get richer
rich people were born in the right class.

in my extended family there is one man who made it from a poverty, low education background up to famous lawyer. he was an exceptionally smart man (an incredibly fast reader). he still died poor after poorly managing his extremely high income for decades.

>>33439619
>because it serves the capitalist propaganda.
I stopped reading after this lol. Disappointed, you were on to something

Notice how other than vague generalizations nobody actually answered OPs question?

>>33433491 (OP)
Just start a YouTube channel and do streaming and use your charisma and good sense of humor to become the #1 social media presence bro! Its super easy and even a pleb like you can theoretically do it!

Here is the real answer from a real one in a real poor country not some artificial American commercial capitalism thing.
1) never sell anything. Land and houses are tremendously valuable, cars can be used for more than 5 years, never sell land or granny's house to buy an apartment somewhere in the city, it's almost always a downgrade in terms of sheer m2 space
2) become a donkey, be capable of doing extended grueling work for many years, or suffer for many years, in order to accumulate assets. Return to 1) (don't sell those assets)
3) marry and pool together your income and assets. The concept of "separate salary" and assets and prenup is some American modern bull crap, but the secret is you gotta triage your future woman. Be sure she's gonna upgrade your existence, not downgrade it. Return to 2) (suffer and be enduring for many years) and Return to 1) (never sell)
4) don't be afraid to have children. They are the biggest, most important, best ROI investment you can do, their value over a long period of time is basically infinite, can't be measured. But for that you need point 3), and from there return to 2) and 1)
This is the surest way to become rich, in the most literal sense, not Elon musk tier but richer than basically every modernist millenial or zoomer alive today. Just like with everything you gonna be aware and awake, and a bit lucky. But we're talking rags to riches here, and there's basically no other way.