How do you guys balance the convenience of having bank and broker apps on your phone unlockable with biometrics versus security?

I feel like I'm way too lax about this stuff. Everything's on my phone one fingerprint away.
All my bitcoin is on Revolut too.

When I come back from summer vacations my plan is
1) get a hardware wallet
2) delete all auto-fill passwords for banks, revolut and IBKR
3) delete my secondary bank app from the phone
4) transfer my 6-months emergency cash to this secondary bank, so that when I open my main bank app to make a small transfer it doesn't show the full balance
4) delete IBKR app from the phone and figure out a different way for 2FA

Am I being paranoid?

Honestly I didn't think I would enjoy myself this much by playing Tera Classic, I basically haven't touched the game since its release in the west and somehow I still remember the location of the BAMs, the vistas, and even the dungeons.

Also
>Doing the Spiders BAM in front of Sinestral Manor entrance
>Notice a Mystic pet is near me and my BAM
>Think it was just a Mystic trying to help out
>Notice the pet is attacking me
>Think not much of it
>Finish the BAM and try to get the loot
>Suddenly realize my HP is pretty low and the pet is still on my ass
>Finally realize I'm getting PK'd
>Try to use a potion and charge my Vampiric Blow in panic
>Miss
>Die
>Mfw

>>60568886
OK I watched it.
I also read this rebuttal by someone who is actually making money from trading
https://www.aqr.com/Insights/Perspectives/Why-Not-100-Equities

My opinion is that this is beyond my knowledge and therefore I do not agree nor do I disagree.

I make no changes to my portfolio.