>>715623007
never heard of it either and i'm in the US
my bank has never pushed anything on me one way or the other
most people here under 70 choose not to use debit cards because:
>lose debit card (or it's stolen)
>money gone
>lose credit card (or it's stolen)
>CC company just cancels all transactions
I actually make a little money using my CC. I earn points just by buying things with it that balances out to put me in the black. It costs less for me to use a CC than cash.
I'm never "in debt" any more than I am for any other monthly bill like water or electricity. I pay my bill and that's it.