>>509481554
>if you did that shit here you wouldnt be getting any credit whatsoever before you have paid the full 250K plus interest and even after you've cleared it, it takes like 5 years for the bad mark to clear and only then you could get credit again.
Student loans, child support (I think?), and certain taxes are the only things here that don't go away.
>>509481692
>you can incorporate in something called a limited liability corporation (LLC)
Getting a good credit rating for a corporation with D&B is significantly more difficult than getting the ability to take on personal unsecured debt and filing an LLC is going to be a few hundred a year depending on the state. If your LLC is doing well enough to get significant access to credit it's likely your business is worth more selling than just niggering out on your credit cards.