>>513656258
Yeah you lend at interest to the enemy because you want them to be poor and slaves to you. You don't lend at interest to a friend, if you are borrowing money at interest the lender is your enemy. In a society that is high-trust, the benefit of lending is that you give to your own and in return the entire community is benefited from the value they create. Of course a private bank doesn't see the value created as a whole when they lend out money because they only care about making a profit for themselves. If this idea that the interest were supposed to make up the cost of the time and risk from lending then there would simply be an upfront fee, but private banks are a business, they want to make money from money, and parasitize off people by making them debt slaves, not from producing anything of value. If private banks are a business, and they lend out at interest to the degree they'll make a profit, not to make up for the risk or time, then that money which they make from the profit is literally from taking value rather than creating it. The value that was created by the borrower in order to pay off the interest the lender sets to make a profit is going into a metaphorical black hole.