>>520980837
You realize that is completely voluntary right? Either you're leveraging because your investments are earning more than your borrowing rate or you're a low impulse control nigger trying to live above your means.
But this is all irrelevant because nobody in here crying about this has a job, savings, or a triple digit credit score.

>Niggers spent money they didn't have on shit they don't need to impress people they don't even like.
Big if true, but going into the "not my problem" file.

>>520329106
I think the wildcard here is that you need to have credit to get a credit card and you're talking to a bunch of unemployed and unemployable gibs-niggers here.
I carry around a grand in cash or so just in case, but pay literally everything on cards which I pay off every month. It's basically free money if you're not a nigger.

>>518825122
For fuck's sake, Tyrone. If you've mismanaged your finances to the point where this is your only option for credit, you probably shouldn't be trying to borrow money in the first place.

>>513655686
>I'm a nigger with money like my fathers before me!
Sucks to suck. You niggers should consider just offing yourselves and hope the Jeets are right about reincarnation and you all roll better stats next time.

>>513051108
>People always say Blackrock/etc is buying up all the housing in America
Who? People on r-antiwork? Some retard on /pol/ who thinks that investment brokers are a fat guy wearing a top hat with their vault full of money bags?
For fuck's sake, get a job, save money and build or buy a house you fucking niggers.

>>509226079
>I'm being gangstalked on 4chan!
Of course you are. That's probably why you're a homeowner.